Denver, CO homeowners may be missing out on home insurance discounts they aren’t aware of. Each insurance company, including AFI Insurance, has its own set of discounts so you need to check with your agent to see what is offered and how you can qualify.
Bundling: It’s possible to get a discount for your home, auto, and other policies if you purchase them all from the same company. Since insurance companies like it when you buy more than one product, they will reward you with a discount.
Loyalty: Insurance companies also value loyal customers. If you stay with the same company long enough, you may get some savings.
Claims-Free: If you go a certain number of years without filing a claim on your home insurance, you may get a lower rate since you are considered low maintenance for the insurance company.
Burglar System: You may get a lower price on premiums if you have a monitored security system. These systems deter would-be thieves, which reduces your chances of a break-in. These security systems allow the police to respond faster, which helps increase the chance of catching any burglars.
Fire Safety Measures: The faster the fire department can get to your home, the less damage the home will suffer. This means claims to the insurance company will be smaller and why you may get a discount.
Impact-Resistant Roofing: Since roofs are expensive, anything you can do to lessen the chances of roof damage may result in a discount.
Home Improvements: Not every home improvement will qualify for a discount but if you make your home strong in terms of structure, longevity, or safety, you may qualify. Examples of these home improvements include new plumbing, wiring, and roofing.
Living in a Gated Community: Living in a gated community can save you money and there is less chance your home will be burglarized.
Contact AFI Insurance, serving Denver, CO, to get a quote on home insurance.