Motorcycles are a popular choice of transportation in Denver, CO. Just like most personal vehicles, the state requires all motorcycles to be insured. While basic liability insurance may help you meet the minimum legal insurance requirement, we at AFI Insurance want you to know the benefit of insuring your motorcycle above and beyond the minimum.
Liability For Accidents You Cause
Everyone makes mistakes. Accidents can happen to even the most responsible people. In the case of a vehicular accident involving a motorcycle, the resulting cost of bodily injury and property damage can quickly escalate. If you only insure your motorcycle for the minimal limit, you could easily end up paying tens of thousands of dollars out of pocket for the injuries and damages to others in an accident where you’re at fault.
Coverage For Accidents When You’re The Victim
Many motorists are underinsured or uninsured regardless of what they’re legally supposed to carry. An insurance policy that includes underinsured/uninsured coverage will help pay for your own injuries and damages when the at fault driver cannot. This coverage can extend to events of theft or vandalism to cover the cost of replacement or ensuing legal actions.
Umbrella Coverage Options
Customers in Denver, CO can extend your policy to cover valuable assets that may not always be covered by the usual insurance options. Examples of umbrella policy options can include the repair or replacement of accessories such as saddlebags or a sidecar. Custom equipment and unique decorative features can also be covered in the event of an accident or vandalism. You may also consider insuring your safety gear such as helmets or riding chaps or jackets.
At AFI Insurance we are dedicated to helping our customers understand the importance of insuring their most valuable possessions. Contact us today to learn more benefits of motorcycle insurance!