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Colorado Insurance Blog

Smart Tips for Preparing Your Home for the Holidays

By planning in advance, you can take the stress out of holiday prep and spend more time relaxing with your family. The following tips from AFI Insurance in Denver, CO can be helpful in preparing your home for holiday guests and events.

Clean and Declutter Living Spaces  

Clean and declutter living spaces to create a relaxing, comfy home environment. Clear out your entryway, living room and kitchen as these are the areas guests are more likely to gather. Wash curtains and windows and professionally clean your floors. Decorate key areas to add a holiday touch throughout your home.    

Stock Up Bathroom

Deep clean and stock bathroom(s) before holiday guests arrive. Make sure you have extra toilet paper and paper towels within easy reach. Stock up on such toiletries as hand soap, body soap, shampoo and conditioner for those who forget to bring these personal items along.

Clean and Stock Kitchen

Start with a clean kitchen for inspiration to prepare holiday meals. Clean your oven and stove and clear out your refrigerator to make space for what you need to prepare holiday feasts. Plan your menus in advance to include drinks and desserts. Shop early to ensure you have all you need to prepare delicious meals for your family.

Prepare Guest Room for House Guests

Tidy the guest room to stay over relatives and friends. Wash guest linens, blankets/comforters, and towels in advance and set them aside for when guests arrive. By adding fluffy pillows, scented candles and a basket of holiday treats to your guest room, you’re sure to make them feel welcomed and loved.  

Update home Insurance

Update home insurance to protect you (and your guests) against the risk of accidents during the holidays. To learn more about home insurance options and costs, contact AFI Insurance in Denver, CO.

Why do I need to carry collision and comprehensive insurance

Denver, CO is a challenging city to drive in, there is no other way to describe it. With about 20 cities that make up the Denver metro area, you will have a lot of company anytime you are on the road which is a shame since the views of the mountains are quite spectacular. When it comes to why I need to carry collision and comprehensive insurance AFI Insurance is here to help you by answering any question you may have about your current coverage or coverage you are considering.

The most obvious answer to the question of do I need to carry collision and comprehensive insurance is yes if you have a loan on your vehicle or are leasing a vehicle. The DMV in Colorado only requires that you carry liability insurance to protect other drivers from you but they do not require that you protect your own vehicle. 

Collision insurance covers the repair and replacement of your vehicle damaged in an accident with another vehicle where you are at fault. If you are driving an old car with little value, then you probably don’t need to carry collision coverage. If however, repairing or replacing your vehicle would be a financial hardship for you, having collision coverage may be worthwhile. 

Comprehensive coverage is for damage that is caused by something other than a collision with another vehicle. Glass coverage is usually part of your comprehensive insurance and one of the main coverages is theft. If your vehicle has value and is stolen, there is no guarantee that it will ever be recovered. If it would be hard to replace your vehicle, you may want to consider getting this coverage. 

Whether you are a new driver or an experienced pro, we have the information that you need. Give AFI Insurance a call or stop by our Denver, CO office and let us give you a no-obligation quote.

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