Month: December 2022

Those that live in the Denver, CO area need to take their financial planning needs seriously. When you are looking to plan for the future, it would be a good idea to work with a professional financial planner. There are various advantages received if you hire a professional financial planner in this part of Colorado. 

Personalized Support and Plan

One of the reasons to work with a professional for your financial planning needs is so you can receive personalized support and a customized plan. No two people are the same in preparing for the future. All people will have different assets, sources of income, and long-term goals. When you work with a financial planner, they will help you create a plan based on your personal situation. 

Learn About Various Options

One of the challenges people can have when preparing for the future is that they do not know enough about their investment options. When working with a financial planner, you can learn much more about the different options available. This can help you create a more customized and diversified plan and give you more insight into tools and investments you can take advantage of. 

Anyone in the Denver, CO area will need to take their long-term financial planning needs seriously. When you are looking to build a financial plan here, it would be a good idea to call the team with AFI Insurance. There are many choices to make as you are planning for the future, and AFI Insurance will provide helpful support. They will take a customized approach to understand your needs and goals to ensure you have a solid plan in place. 

As a business owner, you may run an unusual business that has unusual or untypical needs. As a result, a standard business insurance policy may not meet your business’s needs. In situations like this, specialty insurance may be a viable option. Our Denver, CO team at AFI Insurance educates business owners with unique needs on the benefits of specialty insurance. 

What is Specialty Insurance?

Specialty insurance is designed to provide coverage for businesses with unusual needs. For example, a business owner with high-risk investments or holdings may need more coverage than a typical business would. Also, your business may require you to get covered for items or circumstances that aren’t typically covered by a business insurance policy. This makes specialty insurance beneficial and useful for businesses with atypical or unusual needs. 

Examples of specialty insurance include excess liability coverage and umbrella insurance. Both of these insurance policies kick in when the limits of your primary insurance policy have been reached. Specialty insurance provides coverage when your primary insurance limits have been met and coverage for items that aren’t included in a typical insurance policy. 

Who Needs Specialty Insurance?

If you’re a business owner with unique needs that aren’t entirely met by your standard business insurance, specialty insurance may be a good investment for you. Specialty insurance will ensure you get the coverage you need, in the amounts you need for your unique specialty, service, or product. Call us if you have a business that may benefit from specialty insurance. We’d be happy to help you explore your unique needs and find insurance coverage to meet your business needs.