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Colorado Insurance Blog

Safely Enjoy Hiking with Your Dog This Summer

Summer is a beautiful time of year to go hiking in Colorado. If you bring your dog with you on an adventure into the mountains, there are certain precautions you should take. Not only do you need to make sure that your pooch will be safe on the hike, but you also should make sure you’ll be properly insured while on the trail. At AFI Insurance, we have a few tips for the former, and our independent insurance agents can help with the latter.

Keep Fido Safe on the Trail

Starting out, your pooch may seem invincible. As he goes sprinting along the trail, there may be no end to his enthusiasm in sight. Soon, though, a rigorous hike will wear on your dog, and there are dangers along the way. To ensure that he has a good time, take the following steps:

  • bring plenty of water for both you and your dog
  • administer a flea and tick medication before leaving
  • take breaks whenever your dog begins to pant and become hot

Make Sure You’re Insured

Even a nice dog may cause an injury to someone else on the trail, so you should insure yourself against this risk no matter how nice your dog is. Liability insurance for dog-related claims is available through some homeowners insurance policies.

At AFI Insurance, we have independent insurance agents who are licensed in Colorado. If you live in Denver, CO, they can help you find a homeowners insurance policy that includes coverage for your dog’s breed. With a proper insurance policy, you can charge up the trail after Fido without worrying about what harm he might cause. He probably won’t hurt anyone, but, if he does, we’ll make sure you’re properly insured.


Teen Driving and Texting: Tips for Staying Safe

Denver, Colorado is not immune to the fatal statistics that are accompanied with teen driving and texting. Thousands of teens each year are injured or killed in a car accident in Colorado due to driving and texting at the same time. Fortunately, there are many tips that can be followed to help ensure your teen makes the right choice when it comes to sending a text behind the wheel. Here’s a quick look at these tips and some advice for keeping your teen safe when driving. 

Enforce a No Texting, No Driving Rule

If you don’t enforce a rule, then there’s nothing for your child to abide by. A no texting, no driving rule should be implemented for every driver in your family, and if anyone breaks it, their vehicle or phone should be taken away for a certain period of time. You can of course adjust the punishment more accordingly if these punishments don’t work well. Just remember, you are the number one example in your child’s life, so make sure you set a good one. 

Have Your Child Attend a Driving Course

If your teen driver has yet to complete a driving course, you should find one and see how you can enroll your child. All driving courses these days devote a portion of their teachings to texting and driving. Not only will your child learn about the laws regarding texting and driving, but he’ll also see the possible consequences of not abiding by these laws. 

To learn more about texting and driving and keeping your teen safe, visit the AFI Insurance website today. 



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