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Colorado Insurance Blog

Winterizing Your Home for a Safe Holiday Season

Before you know it, the winter holidays will be here.  While you’re busy making lists for sprucing up the interior of your home, it might be time to give some thought for the exterior such that you and your guests can enjoy a trouble free time of joy. Those little repair jobs that you push to the side can easily turn into nightmares with the advent of a blizzard, ice storm or simply a wild windy night in Denver, CO.

Fixing up the Driveway

It won’t do to have your in-laws twist their ankles on that pothole that has been getting bigger over the past few years.  At the same time a few more passes of the snowblower or plow can turn the six-inch crumbling mass into a safety hazard to your car as well as friends and relatives.  You may not need a full repave, but simply a bag of quik-crete.

Making Your Stairs Safe

You know to step more firmly on the fourth tread from the top of your deck stairway.  The tread has been wobbling of late.  With a freeze or two, it could work itself loose.  Wouldn’t it be better to nail it down now rather than have the Thanksgiving dinner turned into a visit to the ER?

Checking Siding and Roof for Loose Parts

Perhaps the most daunting maintenance tasks are the roof and siding.  However, with one major storm in Denver, CO that piece of siding that looks a little loose could turn into major damage to your home.  You have a choice: spend a little time and money now or suffer through a claim with AFI Insurance.

Is your home insurance up to date and ready to cover you in case of storm damage?  Give the folks at AFI Insurance a call today.

Fall Home Checklist: How to Stay Safe

Denver, CO can see some cold, snowy winters. That’s why homeowners begin preparation for the colder seasons starting in the Fall.  While the weather is still nice, this is the time to get outside and do some preventative maintenance around the house that will guarantee and safe and cozy home until it’s time for next year’s spring cleaning.  

Check for Escaping Heat

Look for cracks along windows and door frames and caulk any areas where heat could be escaping.  Do the same for any cracks you find along walls.  The roof is another area where heat likes to find an escape.  Every Fall it’s a good idea to give your roof a thorough inspection. This will keep your property’s carbon footprint smaller along with a smaller energy bill. 

Look for Peeling Paint

Inspect the exterior walls of your property and any outbuildings for peeling paint, which is a sign that the paint needs to be replaced to keep what is underneath protected.  Old paint can no longer support siding and over time the siding will deteriorate leading to expensive repairs.  

Install Storm Windows and Doors

Before the first snowfall, it is a good idea to secure the more vulnerable parts of the property, namely the doors and windows.  Winter storms bring strong winds that rattle windows and doors, trying to make its way in.  By securing your windows and doors with quality storm replacements, you’ll keep the storm where it belongs – outside.  

Homeowner’s or Renter’s Insurance

Having insurance to weather any storm that comes your way, will keep your home safe and protected for all the days you will there.  At AFI Insurance, we will assist you in getting the right insurance for your home or rental property.  Don’t let anything stand to chance in Dever, CO.  Protect yourself and your loved ones with AFI Insurance guiding the way.  Contact us today for more information.  





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