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Colorado Insurance Blog

What Makes Independent Agents Better Commercial Insurance Agents

If you own a Denver, Colorado area business, you probably have some trusted vendors you work with. At some point, you compared prices, sought recommendations, and did your due diligence. That is pretty much how we work in finding you the best commercial insurance for your business.

Some insurance companies use captive agents. These agents can only represent the products of that single company. At AFI Insurance, we are an independent insurance agency. This means we have access to multiple insurance providers. This allows us to compare prices, products and reputations. Our agents know which companies excel in certain areas of loss prevention. They can then make appropriate recommendations for you. There are frequently times when we not only can find improved coverage, but we can also save our client’s money on their premiums.

If it has been longer than you can remember since you took a look at your commercial insurance policy, we invite you to contact us. Our professionals will go through your policy and confirm your coverage. If you decide you are fine with what you have, that’s fine. There’s no obligation. On the other hand, if you would like us to perform a search for alternatives, we will be happy to go to work for you. There is nothing to lose.

You can try us with an online quote for your homeowners and auto insurance. By answering some questions, you can be on your way to saving on your personal insurance. This is a good way we can demonstrate the value of having an independent insurance agency on your side. For a commercial insurance review or quotes, contact us at AFI Insurance.

We would appreciate being your vendor for Denver commercial insurance. Contact us and put us to work.

Can A Personal Injury Claim Be Made On Homeowner’s Insurance?

Wheat Ridge, Colorado is a growing area with more than 30,000 residents. There are a number of single family homes in the area and many people are homeowners. Winter months bring a lot of snow and this is when the most amount of recreation is available in the 80033 area.

It’s important to know if a personal injury claim can be made on homeowner’s insurance. If someone hurts themselves, it is your responsibility as the homeowner to cover any medical bills, pain and suffering, and more.

Your homeowners insurance policy may cover such issues. This means the personal injury claim will be forwarded to them to deal with and pay. Such would ensure you don’t pay out of pocket for what happens.

There are various ways for someone to hurt themselves at your home in the 80033 ZIP code. Some instances include:

– Slip on an icy sidewalk

– Fall off the roof

– Trip going downstairs

– Get into an accident after drinking at your home

– Tripping on uneven ground

– Slide on a wet floor

Whatever the situation may be, you want to be able to turn to the insurance company. To be able to do this, you need coverage that you can count on in Wheat Ridge.

Our independent agents are standing by to assist with these matters. You can ask questions about coverage options and ensure that you have a policy that you can rely on. This way, if someone does get injured at your home, you aren’t responsible for the expenses.

Call now and let our agents go to work to help you with a policy in Colorado. We can obtain quotes and get you an affordable policy that will protect you now and going forward so there’s nothing to worry about.



Partner Carriers

  • Agile Premium Finance
  • Allstate
  • Attune
  • BackNine
  • biBerk
  • Bristol West
  • BTIS
  • Chubb
  • CNA Commercial
  • Coterie
  • Cover Whale
  • Covr
  • Cowbell
  • Dairyland
  • Encompass
  • Falcon Insurance
  • FCF Premium Finance
  • Foremost
  • Goto Premium Finance
  • Hagerty
  • Mexipass
  • Nationwide Insurance
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