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Should You Keep Your Jet Ski Insurance in the Winter?

When you have a toy that has an engine in it, it is always a good idea to have insurance on it. This will help protect you if someone is injured n it and if something happens to it and you need to replace or fix it. The same is true for a jet ski. Since a jet ski is usually used mostly in the summer months, many people wonder if they should actually keep the insurance on it during the time they are not using it. Here at AFI Insurance, serving Denver, CO, we recommend keeping it and below is why

Even though you are not using your jet ski on a regular basis, you should still keep it covered by an insurance policy. This is because you do not know what will happen to it when it is stored away. If a tree falls on it during this time and you do not have coverage, then you will simply have to replace it on your own without the help from your insurance policy. Additionally, you cannot keep an eye on it at all times and if someone were to take it out for a spin and damage it or even injure themselves, you would be help liable, even though you had no idea it was happening. Because of these reasons, it is always a good idea to keep it covered no matter what season it is.

If you have a jet ski and you would like to get an insurance policy on it, be sure to contact us today at AFI Insurance, serving Denver, CO. We can help you find the right policy that will best protect you and your jet ski while also making sure that the policy fits within your budget all year long. 

Benefits of Jetski Insurance

One of the most fun activities that you can enjoy on a nice sunny day in the Denver, CO area is to go out on a beautiful lake and enjoy a Jetski. While riding a Jetski can be a very exciting experience, they are also important assets that need to have the right type of insurance coverage. There are several benefits that you will receive With Jetski Insurance coverage.

Property Damage Coverage 

 One benefit of having insurance coverage on your JetSki is that you will receive property damage coverage. A recreational vehicle is often a target of that, vandalism, and other types of damage. Since the cost of replacing or repairing these incidences is significant, having a proper insurance policy in place will be beneficial. You should get an insurance policy equal to at least your original purchase price of the JetSki. 

Liability Coverage 

When you ride a jetski, or another type of recreational vehicle, you are always taking on some type of risk that it could be involved in an accident. If you are found to be at fault, you could be held responsible for the medical bills and property damage that resulted from the accident. When you have a proper insurance policy with liability coverage, you will receive liability coverage for this. You can request a predetermined amount of liability coverage for both any property damage that is caused or bodily injury expenses and medical bills that are incurred.

When you were looking for jetski insurance in the Denver, CO area, a great place to start your search would be at AFI Insurance. AFI Insurance is a leading consumer insurance agency that can help you better understand your insurance needs and help you get into a policy that will provide you with the necessary types of protection.



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