From time to time, you may be asked by a friend or family member if they can borrow your car. This is a question that you should not answer on a whim. You should know who is driving your car as well as some other pertinent information before giving them an answer. There are also some other things to consider. Before letting someone borrow your car, make sure that you know these things.
- If someone asks to borrow your vehicle, you will want to ask them about their license and ensure that it is valid. If it is expired or suspended, you will not want to let them drive your vehicle.
- Know about the driving history of the person before you let them drive your car. Find out about any issues they may have had in the past. Some of the things you will want to consider is whether or not they have had speeding tickets or accidents in recent years. This will give you a good indication or whether or not they will drive your car with care.
- Make sure that they will be covered by your insurance in the case of an accident. You will want to check your current policy to ensure it is active and also ask them if they have their own policy. You can never have enough insurance protection when someone else is driving your car but you may be in trouble if there is no protection by your current policy. If they need to use your car often, you may even want to consider asking them to get their own policy or even adding them to yours.
Before letting someone borrow your car, contact AFI Insurance serving Denver, Colorado to ensure you have proper coverage.