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Four things consumers need to know about their auto insurance policy

When a good auto insurance policy covers you, hitting the road in your vehicle is most enjoyable. At AFI Insurance, we can offer quality coverage to motorists in Denver, CO.

Consumers need to be accurately informed about the coverage they’re carrying on the roads. The following are four things that consumers should know about their auto insurance policy. 

The coverage types

An auto insurance policy can include many different types of coverage. Every auto insurance policy contains basic liability coverage. Additionally, auto insurance policies can include collision, uninsured motorist, comprehensive, and rental vehicle coverage.

Motorists should know about the different auto insurance coverage types out there to be sure their policy includes the types of coverage they want and need. 

The coverage maximums

Auto insurance policies specify coverage maximums. A policy maximum is the maximum amount the policy will pay out in the event of liability damages. Investing in an adequate amount of liability coverage is essential to avoid financial problems and debt due to an auto accident. 

The policy deductible

The deductible is the amount you’ll have to put toward damage costs after an accident. Motorists should ensure they always have at least the deductible amount available in an emergency fund to pay out of pocket if they get into an accident. 

The process for filing a claim

Knowing about the claims process in advance helps to reduce the stress of being involved in an accident. Most insurance companies offer policyholders the option of filing a claim over the phone or online if they get into an accident.  

At AFI Insurance, we can offer auto insurance coverage that provides peace of mind to motorists in Denver, CO. If you’re looking for an auto insurance policy, call us today for a quote.

Stay Protected With Home Insurance

If you own a home, you likely already know that home insurance is highly recommended for you. No matter which type of house you have and where in Colorado it’s located, it needs to be covered by an insurance policy. Without this insurance for even a day, there is a risk that could leave you with severe financial damage. Many things can happen to a home and what’s inside it, and you need to be covered just in case. Call us at AFI Insurance in Denver, CO to get your home insurance policy.

Home Protection

One of the main functions of home insurance is to protect the actual house. These policies cover homes against a broad range of specific risks that can occur and damage a home. If certain accidents, disasters, etc., should happen to a covered house, the policy can pay for the needed repairs. The policy can even pay for rebuilding a home if it gets destroyed in a covered incident. Don’t be without this coverage. 

Possession Protection

The policy also covers the items inside the covered home. When something damages the house, it may also damage your possessions. This can be highly expensive to take care of. When you have a home insurance policy, it can pay for the damages and get things replaced. Replacing everything would be prohibitively expensive for many homeowners. 

Liability Protection

You’re liable for any accidents that happen on your property. If someone gets injured on your property, your home insurance policy will cover the costs of the accident. This is another important type of coverage that you shouldn’t be without. 

Get Home Insurance 

If you need a home insurance policy, we can help. Call us now at AFI Insurance in Denver, CO.



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