Most people don’t like to think about life insurance, but if you are planning on retiring soon or are planning for your eventual retirement, then you should consider purchasing life insurance. There are a variety of benefits that life insurance offers that make it common sense retirement planning.
Life Insurance Protection
Not only does life insurance cover your expenses if you pass unexpectedly to protect your family or loved ones, but if you choose whole life insurance, you may also be able to borrow against your policy, which may prove to be a lifesaver in the event of an emergency after you retire. Consult your life insurance professional to find out how purchasing life insurance can provide extra layers of security for you and your loved ones in the future.
Working With Expert Agents
If you are planning on purchasing life insurance, you want to make sure you work with an expert who will guide you through the process and outline options that will help you get the peace of mind you need after you retire. If you are planning to settle in the Denver, CO area, you can count on AFI Insurance to give you the guidance and information you need to make an informed decision. Their agents care about your security and will assist you with the purchase and any future claims you loved ones may need to file.
Residents who live in and around the Denver, CO area can rely on AFI Insurance to give them the tools and information about insurance they need to plan a more secure future. Call or stop by the office today to find out more about your options.
Denver, CO rental companies require a large number of commercial insurance policies to protect their business model. Thankfully, at AFI Insurance, we can provide you with many options that help protect your rental business from serious issues.
Unique Challenges for Rental Companies
When you rent out goods, such as vehicles or appliances, you need to ensure a broad array of different things. For example, you need to ensure your personal property – the items that you rent – to make sure that damage caused by your customers can be repaired.
However, you also need to make sure that your policies cover any injuries that could occur to your customers. For example, a malfunctioning vehicle could injure somebody renting a car from you. Therefore, you need to make sure that you create a comprehensive commercial insurance plan.
Types of Policies to Consider
Individuals who run a rental business should consider, at a bare minimum, the following types of high-quality commercial insurance:
- General Liability – This insurance helps to protect you from claims by your customers and ensures that lawsuits don’t end your business.
- Workers’ Compensation – These policies pay for injuries caused to your rental team, such as problems triggered by vehicle mechanical failure.
- Property Insurance – All of your property – including your rental items – need to be insured to avoid serious loss in the case of accidents or disasters.
- Commercial Auto Insurance – For companies that rent vehicles, commercial auto insurance is a necessity. These policies protect you from total loss if a driver totals a vehicle.
Let Us Help You Find a Policy
High-quality commercial insurance for rental companies in Denver, CO doesn’t have to be a dream that you never achieve. Please contact us at AFI Insurance to learn more about the benefits of these policies and what you can do to ensure you get the best possible rates.