Skip to content
Send us a Text Click to Call

3900 West 38th Avenue
Denver, CO 80212

Get Directions

Colorado Insurance Blog

What to Look for When Choosing Jet Ski Insurance

Jet skis typically fall under PWI, or Personal Watercraft Insurance, policies. While this coverage is optional, it is not recommended to go without it! AFI Insurance offers a full-line of PWI and can work with you to find the best coverage for your situation. We are proud to serve the PWI needs of the greater Denver, CO area and we have the experience in PWI that makes our agency a valuable asset in securing your jet ski insurance. 

There are several aspects to comprehensive PWI, such as Liability, Collision, Medical Payments, On-Water Towing and Repair, Total Loss Replacement, and Comprehensive Coverage. If you are considering purchasing a jet ski or other personal watercraft, AFI is here to ensure that you have the coverage you need. Typical policies will not cover any mishaps that occur after dark or if your watercraft has been modified in any way to make it faster. You will also need a valid driver’s license in order to procure PWI. 

Spending the day out on the water on a jet ski is a lot of fun and knowing that you have adequate coverage in the event of a breakdown or an accident can give you the peace of mind that comes from knowing that you are protected in many unforeseen situations. Our agents can review your needs with you and work with you to determine which types of policy coverages are necessary.

Please give us a call today at (866) 433-2888 to schedule an appointment to discuss your PWI needs. AFI Insurance is proud to serve the Denver, CO area and we would welcome the chance to work with you too! Optional jet ski insurance is smart coverage to have to keep you protected out on the water. 

Understanding the various coverages available to Motorcycle owners in Colorado

Some motorcyclists make the mistake of only purchasing insurance that is required by Colorado. However, buying just the minimum will not be enough coverage in the event of a severe accident. There are a wide array of coverages available to motorcyclists in the Denver, CO area. An agent at AFI Insurance can review your particular situation and help you build a custom policy to protect you and your motorcycle.

The state of Colorado requires a motorcyclist carry $25,000 for injury or death per person or $50,00 for two people. In addition, one must carry $15,000 in property damage. As you can see the minimum limits would completely deplete in the event of a severe accident.

There are many options available to motorcyclists to make sure you are adequately insured.

A motorcycle is an expensive asset that you need to protect. Collision coverage can be purchased to repair or replace your motorcycle in the event of a crash.

Bodily injury coverage can be purchased to cover certain expenses that you may occur when you are at fault, and the third party is injured.

Unfortunately, there are too many underinsured or uninsured drivers on the road. By purchasing uninsured/underinsured coverage, you will be protected if you are in an accident with a driver who does not carry enough coverage to pay for your injuries.

Finally, medical coverage can be purchased to cover your medical bills such as prescriptions and home care following an accident. This coverage is critical if you do not have a health care plan.

In addition, you may want to protect your bike from events that happen off the road such as theft, vandalism or a tree falling on the bike. For this sort of protection, you will want to ask your agent at about comprehensive coverage.

No matter if you take your bike around town in Denver, CO or across the country you will want to be adequately insured. If you are interested in learning more about coverage options for your motorcycle, please reach out to an agent at AFI Insurance. We proudly serve the Denver, CO area.



Partner Carriers

  • Agile Premium Finance
  • Allstate
  • Attune
  • BackNine
  • biBerk
  • Bristol West
  • BTIS
  • Chubb
  • CNA Commercial
  • Coterie
  • Cover Whale
  • Covr
  • Cowbell
  • Dairyland
  • Encompass
  • Falcon Insurance
  • FCF Premium Finance
  • Foremost
  • Goto Premium Finance
  • Hagerty
  • Mexipass
  • Nationwide Insurance
AI Assistant Powered by AIWebsiteChatbots

Hi, I am a personal AI assistant, ask me anything you want to know about AFI Insurance!

Did you find this information helpful?

Button has been clicked 0 times.

Button has been clicked 0 times.