If you are planning on driving your car over the border into Mexico, you may be wondering when you need to purchase Mexican Auto Insurance or if you need to. This is a question that many of our clients at AFI Insurance ask us. Here are a few questions you have about this topic and the answers.
Do You Need Mexican Auto Insurance for Quick Trips or Only Long Ones?
Any time you are crossing the border into Mexico, you are required to carry at least a Mexican auto insurance liability policy. If you do not have proof of this type of insurance, you may not be allowed to cross the border with your car. It does not matter if you are staying for the day or staying for a month; you need a policy regardless of the length of your stay.
My Auto Insurance Policy Covers Me When I Cross the Border. Do I Still Need Mexican Insurance?
Yes. At this time, Mexico is not accepting proof of insurance unless is is specifically a Mexican insurance policy. While your auto insurance policy may state that it covers you if you are in an accident when you cross either the Mexican or Canadian border, this is not sufficient for the Mexican government. Obtaining a Mexican auto insurance policy or putting up a bond with the Mexican government are the only options for legally operating a vehicle in Mexico.
If you are looking to drive into Mexico, be sure to get your Mexican Auto Insurance policy ahead of time. When you need to purchase one, AFI Insurance would love to help. Contact us today to get started on your policy or to obtain a free quote.
So often television coverage of major storms focus on the damage to homes. Your Denver, CO business is just as likely to suffer a leaking roof, fire damage, or a broken fence after a blizzard blows through. With a commercial insurance policy from AFI Insurance, you will be better equipped to recover from catastrophic loss without skipping a beat.
Clean Up the Damage and Move On
Once the weather moves through, it’s time to get your factories and storefronts up and running as quickly as possible. Erasing water damage from a broken window can seem more intimidating than it has to be. It’s time to call a cleaning service and your insurance provider as soon as possible. Before you know it, damaged carpeting, walls, and inventory will be replaced while your policy takes care of the bill.
Repair Your Property in Short Order
If storm damage extends beyond some simple cosmetic repairs, it’s time to bring in the big guns. By working with your adjuster and a reliable contractor, you are able to repair the hole in the roof, replace windows, and even restore damaged equipment. While it might feel like your entire life has been interrupted by such a devastating incident, your insurance company and community want to get you back on your feet so you are able to further assist with the return to normalcy for the entire neighborhood.
Get Your Vans Back on the Road
Don’t forget that cars and delivery vehicles can suffer from hail damage or rising waters. Your commercial auto insurance is designed to limit your downtime and get your company back on the road.
Should you have any questions regarding your Denver, CO business and your commercial insurance policy from AFI Insurance, be sure to give us a call at your earliest convenience.