Your auto insurance plan has multiple types of coverage within it. Each component of your plan helps to cover a different type of risk. For example, most car insurance policies have liability insurance. This protects you from lawsuits and claims filed against you as a result of an accident or damage incident you cause. Contents coverage is another type of coverage you likely have. At AFI Insurance, our team can help you to have the right coverage for any need.
What Does Contents Insurance Do?
Perhaps you are at an event and your car stereo is stolen. You could see your entire vehicle be stolen in other cases including your expensive laptop in the backseat. Content insurance is a specific type of coverage to provide financial protection from losses of belongings normally found within the vehicle. This type of policy will cover items that you typically keep in your vehicle while using it or while it is parked. Keep in mind that this policy has limits.
Most of the time, contents coverage on your auto insurance is only available up to a certain level. This is typically $1,000 per item or event, but it can differ significantly. In addition, the coverage only applies when the reason for the loss is a covered claim, such as theft. It may not be covered in instances not typically covered by your auto insurance plan.
Contact Our Team for the Coverage You Need
To make sure your vehicle has the protection it needs, contact our offices today. At AFI Insurance, we help those in Denver, CO and the surrounding area to have a policy that meets their specific needs. Call our team to learn more about how you can update your plan to cover the valuables you keep in your car.