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3900 West 38th Avenue
Denver, CO 80212

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Colorado Insurance Blog

Three decisions you need to make when you purchase home insurance

As a homeowner, you need to carry home insurance coverage to protect the financial investments that you make in your home. There are numerous decisions that you’ll have to make when you select a home insurance policy. 

At AFI Insurance, we can come to your assistance when you’re on the market for a home insurance policy in Denver, CO. The following are three decisions we can assist you with when choosing a home insurance policy. 

The company you’ll buy home insurance from

You need to evaluate the insurance coverage offerings of your area’s different home insurance providers. You can get quotes from numerous insurance providers to choose a home insurance policy that offers good value and customer service. Be sure to research a home insurance provider that you’ll be happy with over the long term. 

The deductible on your home insurance policy

The deductible amount is one of the most essential details of your policy. A higher deductible amount typically means lower premiums. However, a higher deductible amount may also be more difficult to afford if you have to file a claim.

You need to choose a deductible amount that is low enough to be affordable but won’t result in excessively high monthly premium costs. 

The amount of coverage you’ll carry

Another critical detail of your policy is the coverage maximums. You should carry enough coverage to protect both your assets when it comes to liability coverage and your property value when it comes to property damage coverage. 

Do you have questions about meeting your home insurance needs in Denver, CO? Get in touch with us at AFI Insurance to explore your options and find the right coverage for your unique situation.  

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