Auto insurance shopping is often a frustrating and challenging experience. It is even more complicated if you have never bought auto insurance before. If you are shopping for car insurance, make sure to ask an insurance agent the following questions:
What coverage is necessary for me?
Are you choosing an insurance plan? Be aware of different types of insurance. They are collision coverage, comprehensive coverage, uninsured/underinsured motorist, liability, and more. Deciding on which one you need is not easy. Therefore, ask an insurance agent to tell you more about them.
What is my deductible?
A deductible is one of the key elements of any insurance plan. You should know the deductible that affects your premium. For example, a low deductible means you will pay more for your insurance.
What is not covered by my insurance plan?
Every single insurance plan has limitations. You should be aware of them before getting a plan you like. Usually, this information is included in your contract. However, it would be best if you also asked an insurance agent to explain everything.
Who should be listed on my insurance policy?
If other people drive your car regularly, make sure to list them as drivers. Your insurance policy might also cover those who drive your vehicle occasionally, including your extended family, friends, and boyfriend/girlfriend.
When shopping for car insurance, it is normal to ask questions. And when you ask them, make sure to get the detailed answers. If you plan to buy auto insurance in Denver, CO, or any other nearby area in Colorado, AFI Insurance is who you need to contact. We are here to answer all your questions and help you pick the right insurance plan.
