In Denver CO, What Type of Coverage Do You Need For Your Motorcycle?

If you are a Denver, CO resident and own a motorcycle, you must have insurance coverage that meets the standards and minimum requirements for the state. The agents at AFI Insurance can answer your questions and review your existing policy to make sure you have the type of coverage you need to protect you from financial hardship if you are involved in an accident.

Every state, including Colorado, requires motorcyclists to carry a specific amount of liability coverage to cover the cost of damages and personal injuries. You have the choice of only carrying enough insurance to meet the state’s minimum standards, or you can choose to purchase additional types of coverage.

Optional coverages can include any of the following:

  • Uninsured/underinsured motorist
  • Comprehensive or full coverage
  • Collision
  • Additional medical coverage
  • Towing, labor and other miscellaneous

Your insurance agent will be able to determine what types of policies are in your best interest and from there, can build you a policy that can best protect your financial interests. You can choose to purchase all or a few of the optional coverages, as long as you continue to carry the state’s minimum liability requirements. It’s extremely important to carry your proof of financial responsibility documents on you at all times.

The agents of AFI Insurance encourage you to call or visit their office if you live in Denver, CO or any of the surrounding areas and are searching for a specific type of motorcycle insurance policy. Each agent has the knowledge and expertise to answer your questions and match you up with the right policy to meet your individualized needs.