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3900 West 38th Avenue
Denver, CO 80212

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Frequently Asked Questions About Specialty Insurance

AFI Insurance serves the community of Denver, CO, and the surrounding areas. If you have any questions about insurance coverage, our agents will be glad to answer them. Many people ask about specialty insurance when purchasing their auto, home, or business insurance. Here are some of the most common questions. 

FAQs About Specialty Insurance

  • What is specialty insurance, exactly? Specialty insurance is an add-on that covers special items or circumstances that may not be covered by your regular auto, business, home, or other insurance policy. 
  • In what circumstances would a business need specialty insurance? Depending on the size of your business, you may need small business specialty insurance. It is not uncommon for a business to insure a specific element in their profession that is not typically written in most policies with a specialty add-on.
  • Why should I consider a specialty insurance add-on? If you have products or assets not covered by your insurance policy, specialty insurance may cover them. This may be an asset valued more to you than the appraisal value, an asset that, if lost, will bring down the whole business and many other circumstances. 
  • What are the types of specialty insurance? Marine insurance, flood insurance, identity theft insurance, ocean marine insurance, travel insurance, ATV insurance, and more are types of specialty insurance. 

If you live in or around Denver, CO, contact us at AFI Insurance to learn more about specialty insurance and your coverage to protect specific assets in your unique lifestyle. We are happy to answer any further questions about this type of insurance coverage or other insurance policy information you may seek. 

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