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Colorado Insurance Blog

Baby, It’s Cold Outside: Braving your First Winter as a Denver, Colorado Homeowner

You made it! It has been your wish to get the family into your first home before the holidays.  What a Christmas this will be! 

Give yourself the best present this year. Rest assured by making certain your home insurance has coverages that include the issues that occur during extreme cold weather emergencies,

Cold Weather  To Do List

Prepare a cold emergency kit. Planning is key in the cold since roads may be closed and you can not access necessary items. Make certain you have appropriate cold weather apparel for the entire family: gloves, hats, scarves, etc. Keep extra ice melt on hand as well if you need to clear an outdoor area to access your car. You also don’t want people to slip and fall in front of your home.

Make certain your furnace or boiler is operating correctly. Checking it now may help you avoid a costly repair during a cold emergency. Inspecting your chimney is also important as it should be cleaned once per year.  

Repair or maintain stairs and outside areas now, before the snow is key to making certain the added weight of the snow doesn’t exacerbate an easy fix. 

Stagnate water in pipes may freeze. If you are going away when there may be a cold freeze, remember to clear your pipes before leaving. 

These brief reminders are just the tip of the iceberg – no pun intended. Please follow the link to learn more about how you can protect your home and loved ones this winter and beyond by acquiring an affordable and comprehensive home owner’s policy. AFI insurance agents are the experts when it comes to your locale and can help you enjoy your new responsibility worry-free.



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