The water is simply calling for your personal watercraft, and you pull out the jet ski to enjoy the waters in Welby, CO. While you’re out on the water, you end up getting into an accident that isn’t covered by anyone but yourself because you didn’t hold insurance on your personal watercraft. While you aren’t legally required to hold this insurance in Colorado, failing to look into your options results in a lot of time and money lost that you don’t want to deal with.
The type of insurance offered by jet ski insurance agents depends on the company that you choose. The basic coverage includes liability, and often underinsured or uninsured boater protection. Many boaters choose not to cover their crafts with insurance as a way to save money, or simply because they aren’t aware that it exists. When you run into that situation, it’s frustrating because you’re out the repair costs or medical bill money.
Another type of coverage offered with jet ski insurance is towing coverage. If you end up getting stuck on the water, getting a tow back in to shore can be an expensive endeavor. The insurance allows you to get a tow back in without having to stress about the cost.
You only really get paid out from insurance when someone else hits you if it’s entirely their fault. If you want to not play the guessing game so you can get your jet ski back out on the water quickly, take a look at collision insurance. This covers any collision damage on your jet ski so you can have it back out on the water as quickly as possible.
