If you’re a Colorado driver, you’re required to carry auto insurance. Our team at AFI Insurance can help you find the ideal policy. If you’re near Denver, CO, we’d like to invite you to visit our office to discuss your insurance options. We’ve been helping Colorado drivers like you since 1996.
Auto Insurance for Rideshare or Delivery Drivers
All Colorado drivers must carry auto insurance, but those who provide rideshare services, such as Uber or Lyft, or deliver food and goods, such as DoorDash or Grubhub, need additional coverage. As soon as a driver activates their rideshare or delivery app, their personal auto insurance generally stops providing coverage, since most personal policies exclude commercial activity. Once you begin performing rideshare or delivery duties, you’ll need commercial auto insurance or a rideshare-specific endorsement to stay properly covered. Your personal auto insurance typically resumes once you’ve finished those activities for the day and deactivated the app.
Many insurance agencies offer rideshare-specific policies designed to provide additional liability and personal protection for drivers who use their vehicles to earn income. This type of coverage can be added as an endorsement to an existing personal auto policy or purchased as a standalone policy, depending on the carrier. If you’re planning to work as a rideshare or delivery driver, talk to one of our experienced agents about getting the coverage you need.
Not all auto insurance policies are the same. Our team at AFI Insurance will take the time to listen to your situation and recommend the right type of coverage for your needs. Drivers near Denver, CO, have trusted us for their auto insurance needs for 30 years. Give us a call to make your appointment.
