A home vandalism incident can occur at any time. It may be a random event, or it may be perpetrated by someone you or a family member knows. Significant damage can sometimes occur in vandalism incidents. Your home insurance policy can help defray the costs of returning your home to a normal condition. At AFI Insurance in Denver, CO, we help homeowners acquire the coverage they need to protect their home investment.
Types of Vandalism Covered By Insurance
Acts of vandalism can cause minor cosmetic damage to a property or can significantly impact the ability to use the property, such as if toxic pollution occurs. Fortunately, your home insurance policy covers such acts and can help defray the costs of restoring your property to normal. Actions such as creating graffiti, smashing windows or doors, arson, cutting trees, salting lawns, and other damage are covered. Most insurance policies will cover damage to property, as well as to personal items.
Steps You Should Take If Your Home Is Vandalized
You should first conduct a thorough assessment of the damage. Take pictures of any damaged areas. You should report the damage to the police. Your report number can then be listed on your insurance claim. You should secure the property to prevent any further damage. If necessary, you should move yourself and other family members to a safe place to assess whether any further actions against you are likely.
Make AFI Insurance Your Agent for Home Insurance Coverage
If you have questions about your home insurance, our experienced agents can provide detailed answers to help you determine if you have the right coverage at the appropriate level. We offer policies for home, auto, life, and business. Contact AFI Insurance in Denver, CO, today for a no-obligation quote on home insurance so that you can defray the costs of a home vandalism event.
