Many employee benefits packages include life insurance. Others receive group life insurance policies through unions, professional societies, or other organizations. These policies are generally beneficial, though they seldom provide coverage in the amounts many families need and often do not cover non-employee family members. If you have questions about your family’s life insurance needs, contact the AFI Insurance team that serves Denver, CO. We’ll work with you to determine the best coverage for your family.<\/p>\n
Employer-provided life insurance is generally a good thing because the base policy is free, and you have the option to buy more. In addition, since they are group-based policies, employees with pre-existing conditions can obtain life insurance they might not obtain independently. Receiving employer-based life insurance also takes little effort; it requires only filling out a form during the employee benefits enrollment process.<\/p>\n
Despite the value of employer-provided life insurance, it has shortcomings, including:<\/p>\n
Overall, employer-provided life insurance can be a valuable benefit but is insufficient for most families. Most families need to acquire additional life insurance outside the workplace.<\/p>\n
If you live in the Denver, CO, area and want to discuss your life and other insurance needs, stop in, call (303) 433-8888, or use the chat on our home page. Our AFI Insurance team will find a plan suiting your needs.<\/p>\n","protected":false},"excerpt":{"rendered":"
Many employee benefits packages include life insurance. Others receive group life insurance policies through unions, professional societies, or other organizations. These policies are generally beneficial, though they seldom provide coverage in the amounts many families need and often do not cover non-employee family members. If you have questions about your family’s life insurance needs, contact […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3],"tags":[39,42,46],"class_list":["post-616","post","type-post","status-publish","format-standard","hentry","category-insurance","tag-afi-insurance","tag-denver-co","tag-life-insurance"],"aioseo_notices":[],"aioseo_head":"\n\t\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t