{"id":593,"date":"2024-06-28T04:00:00","date_gmt":"2024-06-28T10:00:00","guid":{"rendered":"https:\/\/www.afinc.net\/blog\/?p=593"},"modified":"2024-06-11T13:50:43","modified_gmt":"2024-06-11T19:50:43","slug":"specialty-insurance-coverage-that-goes-above-and-beyond","status":"publish","type":"post","link":"https:\/\/www.afinc.net\/blog\/specialty-insurance-coverage-that-goes-above-and-beyond\/","title":{"rendered":"Specialty Insurance &#8211; Coverage That Goes Above and Beyond"},"content":{"rendered":"<p>Specialty insurance covers unique items and circumstances. Learn how this type of coverage goes above and beyond to protect residential and business property owners.&nbsp;<\/p>\n<h2><strong>Specialty Insurance<\/strong><\/h2>\n<p>Specialty insurance is optional insurance that can be purchased to protect structures, personal possessions, business equipment, and more. It is often purchased as an &#8216;add-on.&#8217;<\/p>\n<p>An add-on insurance product is a type of insurance that fills in gaps that a standard home or business insurance policy doesn&#8217;t fill. Specialty insurance is an insurance product that provides distinct coverage.<\/p>\n<p>A consumer&#8217;s property is typically assessed before a specialty insurance policy is prepared. The assessment is used to identify a consumer&#8217;s unique insurance needs.<\/p>\n<h2><strong>Circumstances That May Require Specialty Insurance<\/strong><\/h2>\n<ul>\n<li>Unique investment property<\/li>\n<li>Ownership of a rare item<\/li>\n<li>Custom designs within a home or business<\/li>\n<li>An original business plan that requires targeted steps<\/li>\n<\/ul>\n<h2><strong>Assessment<\/strong><\/h2>\n<p>The list above highlights some standard circumstances that may require specialized insurance coverage. You may fall into one of the categories listed. You may also have a unique circumstance not included in the list.<\/p>\n<p>An assessment of your residential or commercial property will help you determine which specialty add-ons you need.<\/p>\n<p>It is a good idea to review all the insurance products offered through an insurance agency before you purchase an add-on type of insurance.<\/p>\n<h2><strong>Contact AFI Insurance<\/strong><\/h2>\n<p>Please consult with one of our Denver, CO representatives. An agent who is employed by AFI Insurance will schedule a consultation for you. During this meeting, you will be free to discuss the specialty insurance products that you are interested in purchasing for your home or business.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Specialty insurance covers unique items and circumstances. Learn how this type of coverage goes above and beyond to protect residential and business property owners.&nbsp; Specialty Insurance Specialty insurance is optional insurance that can be purchased to protect structures, personal possessions, business equipment, and more. It is often purchased as an &#8216;add-on.&#8217; An add-on insurance product [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3],"tags":[39,42],"class_list":["post-593","post","type-post","status-publish","format-standard","hentry","category-insurance","tag-afi-insurance","tag-denver-co"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 4.9.10 - aioseo.com -->\n\t<meta name=\"description\" content=\"Specialty insurance covers unique items and circumstances. 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