{"id":338,"date":"2019-04-15T08:00:00","date_gmt":"2019-04-15T08:00:00","guid":{"rendered":"https:\/\/www.afinc.net\/blog\/?p=338"},"modified":"2019-04-09T16:56:10","modified_gmt":"2019-04-09T16:56:10","slug":"the-basics-of-life-insurance","status":"publish","type":"post","link":"https:\/\/www.afinc.net\/blog\/the-basics-of-life-insurance\/","title":{"rendered":"The Basics of Life Insurance"},"content":{"rendered":"<p>Buying life insurance in Denver, CO can be very confusing if you do not know where to begin. In fact, this is the case with most people because life insurance can be complex as it is. If you have never purchased it before, or even if you have, you may not know what you need. Understanding the basics, with help from AFI Insurance, will help you tremendously.&nbsp;<\/p>\n<ul>\n<li>There are different types. There are term policies that are only active for a set number of years and there are whole life policies that will last an entire life. Of course, a term policy is much cheaper to purchase&nbsp;than a whole life policy but they both have&nbsp;their pros and cons to consider before purchasing. A term policy is cheaper but you can purchase more as you need it. A whole life policy is a lot more expensive and you would likely need to buy another policy if you needed more coverage.&nbsp;<\/li>\n<li>You can get a policy through your work but it may not be the best option. A lot of employers have started offering life insurance policy options through the workplace. While you should absolutely sign up for it if it does not cost you anything extra, if you have to pay for it, you should take a good look at the policy to see if it is what you need. you should also look to see if it is a portable policy, which means you can take it with you if you leave the company.&nbsp;<\/li>\n<\/ul>\n<p>Now that you have a basic understanding of life insurance, you may want to evaluate if it is the right option for you and your family. If you are considering life insurance, be sure to reach out to us here at AFI Insurance, serving Denver, CO, to learn more about your options and to get a free quote.&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Buying life insurance in Denver, CO can be very confusing if you do not know where to begin. In fact, this is the case with most people because life insurance can be complex as it is. If you have never purchased it before, or even if you have, you may not know what you need. [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3],"tags":[39,42],"class_list":["post-338","post","type-post","status-publish","format-standard","hentry","category-insurance","tag-afi-insurance","tag-denver-co"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 4.9.9 - aioseo.com -->\n\t<meta name=\"description\" content=\"Buying life insurance in Denver, CO can be very confusing if you do not know where to begin. In fact, this is the case with most people because life insurance can be complex as it is. If you have never purchased it before, or even if you have, you may not know what you need.\" \/>\n\t<meta name=\"robots\" content=\"max-image-preview:large\" \/>\n\t<meta name=\"author\" content=\"AgentInsure\"\/>\n\t<meta name=\"keywords\" content=\"afi insurance,denver co\" \/>\n\t<link rel=\"canonical\" href=\"https:\/\/www.afinc.net\/blog\/the-basics-of-life-insurance\/\" \/>\n\t<meta name=\"generator\" content=\"All in One SEO (AIOSEO) 4.9.9\" \/>\n\t\t<meta property=\"og:locale\" content=\"en_US\" \/>\n\t\t<meta property=\"og:site_name\" content=\"Blog | AFI Insurance |\" \/>\n\t\t<meta property=\"og:type\" content=\"article\" \/>\n\t\t<meta property=\"og:title\" content=\"The Basics of Life Insurance | Blog | AFI Insurance\" \/>\n\t\t<meta property=\"og:description\" content=\"Buying life insurance in Denver, CO can be very confusing if you do not know where to begin. In fact, this is the case with most people because life insurance can be complex as it is. If you have never purchased it before, or even if you have, you may not know what you need.\" \/>\n\t\t<meta property=\"og:url\" content=\"https:\/\/www.afinc.net\/blog\/the-basics-of-life-insurance\/\" \/>\n\t\t<meta property=\"article:published_time\" content=\"2019-04-15T08:00:00+00:00\" \/>\n\t\t<meta property=\"article:modified_time\" content=\"2019-04-09T16:56:10+00:00\" \/>\n\t\t<meta name=\"twitter:card\" content=\"summary\" \/>\n\t\t<meta name=\"twitter:title\" content=\"The Basics of Life Insurance | Blog | AFI Insurance\" \/>\n\t\t<meta name=\"twitter:description\" content=\"Buying life insurance in Denver, CO can be very confusing if you do not know where to begin. In fact, this is the case with most people because life insurance can be complex as it is. If you have never purchased it before, or even if you have, you may not know what you need.\" \/>\n\t\t<script type=\"application\/ld+json\" class=\"aioseo-schema\">\n\t\t\t{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.afinc.net\\\/blog\\\/the-basics-of-life-insurance\\\/#article\",\"name\":\"The Basics of Life Insurance | Blog | AFI Insurance\",\"headline\":\"The Basics of Life Insurance\",\"author\":{\"@id\":\"https:\\\/\\\/www.afinc.net\\\/blog\\\/author\\\/agentinsure\\\/#author\"},\"publisher\":{\"@id\":\"https:\\\/\\\/www.afinc.net\\\/blog\\\/#organization\"},\"datePublished\":\"2019-04-15T08:00:00-06:00\",\"dateModified\":\"2019-04-09T16:56:10-06:00\",\"inLanguage\":\"en-US\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.afinc.net\\\/blog\\\/the-basics-of-life-insurance\\\/#webpage\"},\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.afinc.net\\\/blog\\\/the-basics-of-life-insurance\\\/#webpage\"},\"articleSection\":\"Insurance, AFI insurance, Denver CO\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.afinc.net\\\/blog\\\/the-basics-of-life-insurance\\\/#breadcrumblist\",\"itemListElement\":[{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.afinc.net\\\/blog#listItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.afinc.net\\\/blog\",\"nextItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.afinc.net\\\/blog\\\/category\\\/insurance\\\/#listItem\",\"name\":\"Insurance\"}},{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.afinc.net\\\/blog\\\/category\\\/insurance\\\/#listItem\",\"position\":2,\"name\":\"Insurance\",\"item\":\"https:\\\/\\\/www.afinc.net\\\/blog\\\/category\\\/insurance\\\/\",\"nextItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.afinc.net\\\/blog\\\/the-basics-of-life-insurance\\\/#listItem\",\"name\":\"The Basics of Life Insurance\"},\"previousItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.afinc.net\\\/blog#listItem\",\"name\":\"Home\"}},{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.afinc.net\\\/blog\\\/the-basics-of-life-insurance\\\/#listItem\",\"position\":3,\"name\":\"The Basics of Life Insurance\",\"previousItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.afinc.net\\\/blog\\\/category\\\/insurance\\\/#listItem\",\"name\":\"Insurance\"}}]},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.afinc.net\\\/blog\\\/#organization\",\"name\":\"Blog | AFI Insurance\",\"url\":\"https:\\\/\\\/www.afinc.net\\\/blog\\\/\"},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.afinc.net\\\/blog\\\/author\\\/agentinsure\\\/#author\",\"url\":\"https:\\\/\\\/www.afinc.net\\\/blog\\\/author\\\/agentinsure\\\/\",\"name\":\"AgentInsure\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.afinc.net\\\/blog\\\/the-basics-of-life-insurance\\\/#webpage\",\"url\":\"https:\\\/\\\/www.afinc.net\\\/blog\\\/the-basics-of-life-insurance\\\/\",\"name\":\"The Basics of Life Insurance | Blog | AFI Insurance\",\"description\":\"Buying life insurance in Denver, CO can be very confusing if you do not know where to begin. In fact, this is the case with most people because life insurance can be complex as it is. If you have never purchased it before, or even if you have, you may not know what you need.\",\"inLanguage\":\"en-US\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.afinc.net\\\/blog\\\/#website\"},\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.afinc.net\\\/blog\\\/the-basics-of-life-insurance\\\/#breadcrumblist\"},\"author\":{\"@id\":\"https:\\\/\\\/www.afinc.net\\\/blog\\\/author\\\/agentinsure\\\/#author\"},\"creator\":{\"@id\":\"https:\\\/\\\/www.afinc.net\\\/blog\\\/author\\\/agentinsure\\\/#author\"},\"datePublished\":\"2019-04-15T08:00:00-06:00\",\"dateModified\":\"2019-04-09T16:56:10-06:00\"},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.afinc.net\\\/blog\\\/#website\",\"url\":\"https:\\\/\\\/www.afinc.net\\\/blog\\\/\",\"name\":\"Blog | AFI Insurance\",\"inLanguage\":\"en-US\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.afinc.net\\\/blog\\\/#organization\"}}]}\n\t\t<\/script>\n\t\t<!-- All in One SEO -->\n\n","aioseo_head_json":{"title":"The Basics of Life Insurance | Blog | AFI Insurance","description":"Buying life insurance in Denver, CO can be very confusing if you do not know where to begin. In fact, this is the case with most people because life insurance can be complex as it is. If you have never purchased it before, or even if you have, you may not know what you need.","canonical_url":"https:\/\/www.afinc.net\/blog\/the-basics-of-life-insurance\/","robots":"max-image-preview:large","keywords":"afi insurance,denver co","webmasterTools":{"miscellaneous":""},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.afinc.net\/blog\/the-basics-of-life-insurance\/#article","name":"The Basics of Life Insurance | Blog | AFI Insurance","headline":"The Basics of Life Insurance","author":{"@id":"https:\/\/www.afinc.net\/blog\/author\/agentinsure\/#author"},"publisher":{"@id":"https:\/\/www.afinc.net\/blog\/#organization"},"datePublished":"2019-04-15T08:00:00-06:00","dateModified":"2019-04-09T16:56:10-06:00","inLanguage":"en-US","mainEntityOfPage":{"@id":"https:\/\/www.afinc.net\/blog\/the-basics-of-life-insurance\/#webpage"},"isPartOf":{"@id":"https:\/\/www.afinc.net\/blog\/the-basics-of-life-insurance\/#webpage"},"articleSection":"Insurance, AFI insurance, Denver CO"},{"@type":"BreadcrumbList","@id":"https:\/\/www.afinc.net\/blog\/the-basics-of-life-insurance\/#breadcrumblist","itemListElement":[{"@type":"ListItem","@id":"https:\/\/www.afinc.net\/blog#listItem","position":1,"name":"Home","item":"https:\/\/www.afinc.net\/blog","nextItem":{"@type":"ListItem","@id":"https:\/\/www.afinc.net\/blog\/category\/insurance\/#listItem","name":"Insurance"}},{"@type":"ListItem","@id":"https:\/\/www.afinc.net\/blog\/category\/insurance\/#listItem","position":2,"name":"Insurance","item":"https:\/\/www.afinc.net\/blog\/category\/insurance\/","nextItem":{"@type":"ListItem","@id":"https:\/\/www.afinc.net\/blog\/the-basics-of-life-insurance\/#listItem","name":"The Basics of Life Insurance"},"previousItem":{"@type":"ListItem","@id":"https:\/\/www.afinc.net\/blog#listItem","name":"Home"}},{"@type":"ListItem","@id":"https:\/\/www.afinc.net\/blog\/the-basics-of-life-insurance\/#listItem","position":3,"name":"The Basics of Life Insurance","previousItem":{"@type":"ListItem","@id":"https:\/\/www.afinc.net\/blog\/category\/insurance\/#listItem","name":"Insurance"}}]},{"@type":"Organization","@id":"https:\/\/www.afinc.net\/blog\/#organization","name":"Blog | AFI Insurance","url":"https:\/\/www.afinc.net\/blog\/"},{"@type":"Person","@id":"https:\/\/www.afinc.net\/blog\/author\/agentinsure\/#author","url":"https:\/\/www.afinc.net\/blog\/author\/agentinsure\/","name":"AgentInsure"},{"@type":"WebPage","@id":"https:\/\/www.afinc.net\/blog\/the-basics-of-life-insurance\/#webpage","url":"https:\/\/www.afinc.net\/blog\/the-basics-of-life-insurance\/","name":"The Basics of Life Insurance | Blog | AFI Insurance","description":"Buying life insurance in Denver, CO can be very confusing if you do not know where to begin. In fact, this is the case with most people because life insurance can be complex as it is. If you have never purchased it before, or even if you have, you may not know what you need.","inLanguage":"en-US","isPartOf":{"@id":"https:\/\/www.afinc.net\/blog\/#website"},"breadcrumb":{"@id":"https:\/\/www.afinc.net\/blog\/the-basics-of-life-insurance\/#breadcrumblist"},"author":{"@id":"https:\/\/www.afinc.net\/blog\/author\/agentinsure\/#author"},"creator":{"@id":"https:\/\/www.afinc.net\/blog\/author\/agentinsure\/#author"},"datePublished":"2019-04-15T08:00:00-06:00","dateModified":"2019-04-09T16:56:10-06:00"},{"@type":"WebSite","@id":"https:\/\/www.afinc.net\/blog\/#website","url":"https:\/\/www.afinc.net\/blog\/","name":"Blog | AFI Insurance","inLanguage":"en-US","publisher":{"@id":"https:\/\/www.afinc.net\/blog\/#organization"}}]},"og:locale":"en_US","og:site_name":"Blog | AFI Insurance |","og:type":"article","og:title":"The Basics of Life Insurance | Blog | AFI Insurance","og:description":"Buying life insurance in Denver, CO can be very confusing if you do not know where to begin. In fact, this is the case with most people because life insurance can be complex as it is. If you have never purchased it before, or even if you have, you may not know what you need.","og:url":"https:\/\/www.afinc.net\/blog\/the-basics-of-life-insurance\/","article:published_time":"2019-04-15T08:00:00+00:00","article:modified_time":"2019-04-09T16:56:10+00:00","twitter:card":"summary","twitter:title":"The Basics of Life Insurance | Blog | AFI Insurance","twitter:description":"Buying life insurance in Denver, CO can be very confusing if you do not know where to begin. In fact, this is the case with most people because life insurance can be complex as it is. If you have never purchased it before, or even if you have, you may not know what you need."},"aioseo_meta_data":{"post_id":"338","title":null,"description":null,"keywords":null,"keyphrases":null,"primary_term":null,"canonical_url":null,"og_title":null,"og_description":null,"og_object_type":"default","og_image_type":"default","og_image_url":null,"og_image_width":null,"og_image_height":null,"og_image_custom_url":null,"og_image_custom_fields":null,"og_video":null,"og_custom_url":null,"og_article_section":null,"og_article_tags":null,"twitter_use_og":false,"twitter_card":"default","twitter_image_type":"default","twitter_image_url":null,"twitter_image_custom_url":null,"twitter_image_custom_fields":null,"twitter_title":null,"twitter_description":null,"schema":{"blockGraphs":[],"customGraphs":[],"default":{"data":{"Article":[],"Course":[],"Dataset":[],"FAQPage":[],"Movie":[],"Person":[],"Product":[],"ProductReview":[],"Car":[],"Recipe":[],"Service":[],"SoftwareApplication":[],"WebPage":[]},"graphName":"","isEnabled":true},"graphs":[]},"schema_type":null,"schema_type_options":null,"pillar_content":false,"robots_default":true,"robots_noindex":false,"robots_noarchive":false,"robots_nosnippet":false,"robots_nofollow":false,"robots_noimageindex":false,"robots_noodp":false,"robots_notranslate":false,"robots_max_snippet":null,"robots_max_videopreview":null,"robots_max_imagepreview":"large","priority":null,"frequency":null,"location":null,"local_seo":null,"breadcrumb_settings":null,"limit_modified_date":false,"ai":null,"created":"2020-12-21 22:07:40","updated":"2025-06-04 12:11:40","seo_analyzer_scan_date":null},"aioseo_breadcrumb":"<div class=\"aioseo-breadcrumbs\"><span class=\"aioseo-breadcrumb\">\n\t\t\t<a href=\"https:\/\/www.afinc.net\/blog\" title=\"Home\">Home<\/a>\n\t\t<\/span><span class=\"aioseo-breadcrumb-separator\">&raquo;<\/span><span class=\"aioseo-breadcrumb\">\n\t\t\t<a href=\"https:\/\/www.afinc.net\/blog\/category\/insurance\/\" title=\"Insurance\">Insurance<\/a>\n\t\t<\/span><span class=\"aioseo-breadcrumb-separator\">&raquo;<\/span><span class=\"aioseo-breadcrumb\">\n\t\t\tThe Basics of Life Insurance\n\t\t<\/span><\/div>","aioseo_breadcrumb_json":[{"label":"Home","link":"https:\/\/www.afinc.net\/blog"},{"label":"Insurance","link":"https:\/\/www.afinc.net\/blog\/category\/insurance\/"},{"label":"The Basics of Life Insurance","link":"https:\/\/www.afinc.net\/blog\/the-basics-of-life-insurance\/"}],"_links":{"self":[{"href":"https:\/\/www.afinc.net\/blog\/wp-json\/wp\/v2\/posts\/338","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.afinc.net\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.afinc.net\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.afinc.net\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.afinc.net\/blog\/wp-json\/wp\/v2\/comments?post=338"}],"version-history":[{"count":1,"href":"https:\/\/www.afinc.net\/blog\/wp-json\/wp\/v2\/posts\/338\/revisions"}],"predecessor-version":[{"id":339,"href":"https:\/\/www.afinc.net\/blog\/wp-json\/wp\/v2\/posts\/338\/revisions\/339"}],"wp:attachment":[{"href":"https:\/\/www.afinc.net\/blog\/wp-json\/wp\/v2\/media?parent=338"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.afinc.net\/blog\/wp-json\/wp\/v2\/categories?post=338"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.afinc.net\/blog\/wp-json\/wp\/v2\/tags?post=338"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}