Must Have RV Insurance Coverage for Your Spring Road Trip

RV ownership gives you greater freedom to explore the beautiful state of Colorado to the full. With RV insurance from AFI Insurance, Denver, CO, you can enjoy your travels to the full. The more you travel, the more you’ll appreciate insurance protection to keep you safe on the road. If you’re not sure how to customize your insurance package, here’s some great advice.

Basic liability is a must for RV drivers as you never know when you’ll accidentally hit another vehicle on the road. Even careful RV drivers can be susceptible to accidents, especially on slick or winding roads. With liability coverage, you won’t have to pay for damages to others out of pocket if you’re found at fault for an accident.

If you financed your RV with a bank or dealership and are still paying off the loan, collision coverage will most likely be required. It’s also worthwhile protection even if you own your RV outright.

Many RV owners customize their motor home to give it that personal touch. Custom equipment coverage will protect any major upgrades you’ve made to your vehicle so you can recuperate these costs.

As so many things can happen during an RV road trip, you may want to consider additional protection while you’re on the road. Personal effects insurance protects personal belongings like clothing, laptops, cell phones, etc. in case these are damaged or stolen while you’re off fishing or taking a nature walk. If your RV develops mechanical problems anytime during your travels, roadside assist pays for repairs to get you back on the road so you don’t lose precious time off of your road trip.

For a customized RV insurance package that coincides with your active lifestyle, contact your AFI Insurance agent in Denver, CO.