Is RV Insurance Required?

When you decide to purchase an RV in Colorado, there are several things you need to know. It isn’t just the cost of the recreational vehicle that you have to deal with along with the maintenance. You also need to have insurance because it is required by the state.

Why is Insurance a Must?

One of the main reasons why RV insurance is required is because it is a vehicle that will be out on the roads. Just as you are required to have auto insurance, the same is true about your RV. This means that you need to adhere to state minimums for vehicles.

Level of Coverage

In terms of coverage, there are various forms that are not required. However, you want to consider the various scenarios that can take place when you are an RV owner. This will make it easier to take care of your investment without having to drain your bank account in the process. After all, if something happens, it’s better to file a claim with the insurance company than to have to pay for it on your own.

Coverage options include:

–           Collision
–           Comprehensive
–           Theft
–           Roadside assistance

Many of the same coverage options exist for RVs as they do automobiles. The main difference is that an RV is generally going to be more expensive. You don’t want to get into a situation where the insurance company is going to deny your claim or not cover enough financially, requiring you to pay out-of-pocket.

Independent insurance agents can help you every step of the way to ensure that you have the best policy in place.

Call AFI Insurance today to find out more about RV insurance in Denver. Our independent insurance agents are happy to answer questions and get you quotes.